EBT processor upgrade

Upgrade Your Online EBT Checkout

Upgrade Your Online EBT Checkout

Upgrade Your Online EBT Checkout

Upgrade Your Online EBT Checkout

Upgrade Your Online EBT Checkout

Retailers on legacy EBT processors face measurable, preventable revenue loss every day. Forage closes the gap.

Retailers on legacy EBT processors face measurable, preventable revenue loss every day. Forage closes the gap.

Retailers on legacy EBT processors face measurable, preventable revenue loss every day. Forage closes the gap.

Retailers on legacy EBT processors face measurable, preventable revenue loss every day. Forage closes the gap.

See my opportunity

See my opportunity

See my opportunity

Contact us

Contact us

Contact us

Trusted by leading retailers and delivery apps

Trusted by leading retailers and delivery apps

Trusted by leading retailers and delivery apps

Trusted by leading retailers and delivery apps

Trusted by leading retailers and delivery apps
Trusted by leading retailers and delivery apps

Trusted by leading retailers and delivery apps

The business case

Increase your EBT volume by 5% or more simply by switching to Forage

These aren't projections. They're metrics derived from real aggregate EBT transaction data, mapped to specific Forage capabilities at $1B annual EBT volume.

The business case

Increase your EBT volume by 5% or more simply by switching to Forage

These aren't projections. They're metrics derived from real aggregate EBT transaction data, mapped to specific Forage capabilities at $1B annual EBT volume.

The business case

Increase your EBT volume by 5% or more simply by switching to Forage

These aren't projections. They're metrics derived from real aggregate EBT transaction data, mapped to specific Forage capabilities at $1B annual EBT volume.
The business case

Increase your EBT volume by 5% or more simply by switching to Forage

These aren't projections. They're metrics derived from real aggregate EBT transaction data, mapped to specific Forage capabilities at $1B annual EBT volume.

The business case

Increase your EBT volume by 5% or more simply by switching to Forage

These aren't projections. They're metrics derived from real aggregate EBT transaction data, mapped to specific Forage capabilities at $1B annual EBT volume.
The business case

Increase your EBT volume by 5% or more simply by switching to Forage

These aren't projections. They're metrics derived from real aggregate EBT transaction data, mapped to specific Forage capabilities at $1B annual EBT volume.

The business case

Increase your EBT volume by 5% or more simply by switching to Forage

These aren't projections. They're metrics derived from real aggregate EBT transaction data, mapped to specific Forage capabilities at $1B annual EBT volume.

CHECKOUT UX

CHECKOUT UX

+$50M

+$50M

from improved checkout conversion through improved UX and higher error rate recovery

from improved checkout conversion through improved UX and higher error rate recovery

from improved checkout conversion through improved UX and higher error rate recovery

Reliability

Reliability

+$40M

+$40M

from uptime and reliability improvements compared to our competitors

from uptime and reliability improvements compared to our competitors

from uptime and reliability improvements compared to our competitors

Balance check

Balance check

+$20M

+$20M

from enabling balance checks to retailers without reducing NSF errors by 38% and invalid PIN errors by 61%

from enabling balance checks to retailers without reducing NSF errors by 38% and invalid PIN errors by 61%

from enabling balance checks to retailers without reducing NSF errors by 38% and invalid PIN errors by 61%

All figures derived from real aggregate EBT transaction data. $50M and $20M figures from measured DoorDash benchmarks (Jan 2026). $40M is a Forage estimate based on ~1% observed annual processor downtime. All assume $1B annual EBT volume.

GOV recovery estimator

How much annual EBT GOV could you recover with Forage?

GOV recovery estimator

How much annual EBT GOV could you recover with Forage?

GOV recovery estimator

How much annual EBT GOV could you recover with Forage?

GOV recovery estimator

How much annual EBT GOV could you recover with Forage?

GOV recovery estimator

How much annual EBT GOV could you recover with Forage?

GOV recovery estimator

How much annual EBT GOV could you recover with Forage?

GOV recovery estimator

How much annual EBT GOV could you recover with Forage?

$275M

$275M

$275M

$275M

in potential EBT GOV recovered
in potential EBT GOV recovered

Get my full analysis

Get my full analysis

Annual EBT processing volume:

Annual EBT processing volume:

$2.5B

$2.5B

$0

$1B

$2B

$3B

$4B

$5B

Benchmark data

What low-converting checkout is costing you

The gap between your current processor and Forage isn't theoretical. It shows up in every transaction and results in real lost revenue.

Benchmark data

What low-converting checkout is costing you

The gap between your current processor and Forage isn't theoretical. It shows up in every transaction and results in real lost revenue.

Benchmark data

What low-converting checkout is costing you

The gap between your current processor and Forage isn't theoretical. It shows up in every transaction and results in real lost revenue.
Benchmark data

What low-converting checkout is costing you

The gap between your current processor and Forage isn't theoretical. It shows up in every transaction and results in real lost revenue.

Benchmark data

What low-converting checkout is costing you

The gap between your current processor and Forage isn't theoretical. It shows up in every transaction and results in real lost revenue.
Benchmark data

What low-converting checkout is costing you

The gap between your current processor and Forage isn't theoretical. It shows up in every transaction and results in real lost revenue.

Benchmark data

What low-converting checkout is costing you

The gap between your current processor and Forage isn't theoretical. It shows up in every transaction and results in real lost revenue.

Metric

Metric

Legacy processor
Legacy

Legacy

Forage

Forage

Successful transaction rate

Successful transaction rate

72.5%

72.5%

77.8%

77.8%

NSF error rate

NSF error rate

6.9%

6.9%

5.5%

5.5%

Invalid PIN rate

Invalid PIN rate

4.3%

4.3%

1.3%

1.3%

NSF recovery rate

NSF recovery rate

33%

33%

43%

43%

Uptime

Uptime

~97%

~97%

99.999%

99.999%

Source: Forage platform benchmarks, Jan 2026 · same-day checkout · Invalid PIN rate running 3× above benchmark is a fraud signal, not just a UX issue

Fighting Fraud

Fraud isn't just a cost. It's a liability.

Fighting Fraud

Fraud isn't just a cost. It's a liability.

Fighting Fraud

Fraud isn't just a cost. It's a liability.

Fighting Fraud

Fraud isn't just a cost. It's a liability.

Fighting Fraud

Fraud isn't just a cost. It's a liability.

Fighting Fraud

Fraud isn't just a cost. It's a liability.

Fighting Fraud

Fraud isn't just a cost. It's a liability.

You're paying your processor for fraud

You're paying your processor for fraud

Every fraudulent EBT transaction that clears is a fee paid for a charge that shouldn't have happened. Legacy processors have no incentive to stop it — they earn on every transaction either way. Forage's risk engine flags PIN-guessing patterns, repeat attempt rates, and error 55/75 signals before they become chargebacks.

Every fraudulent EBT transaction that clears is a fee paid for a charge that shouldn't have happened. Legacy processors have no incentive to stop it — they earn on every transaction either way. Forage's risk engine flags PIN-guessing patterns, repeat attempt rates, and error 55/75 signals before they become chargebacks.

EBT fraud is a regulatory and reputational risk

EBT fraud is a regulatory and reputational risk

Elevated fraud rates don't just affect your bottom line — they attract scrutiny from EBT program administrators. Retailers with persistent fraud exposure risk their ability to participate in EBT programs altogether, a consequence that far outweighs any processing cost savings.

Elevated fraud rates don't just affect your bottom line — they attract scrutiny from EBT program administrators. Retailers with persistent fraud exposure risk their ability to participate in EBT programs altogether, a consequence that far outweighs any processing cost savings.

Free balance checks close the most common fraud vector

Free balance checks close the most common fraud vector

Without balance visibility at checkout, fraudsters use transaction attempts to probe card balances and guess PINs. Enabling Forage's free balance check reduced invalid PIN rates by 61% — removing the information gap that makes PIN-guessing attacks viable.

Without balance visibility at checkout, fraudsters use transaction attempts to probe card balances and guess PINs. Enabling Forage's free balance check reduced invalid PIN rates by 61% — removing the information gap that makes PIN-guessing attacks viable.

Why you win with Forage

Built for EBT. Not bolted on.

Legacy processors treat EBT as one of dozens of payment methods, and SNAP customers like cogs in the machine. For Forage, specialty payments are our #1 priority — and that focus shows up in every metric.

Why you win with Forage

Built for EBT. Not bolted on.

Legacy processors treat EBT as one of dozens of payment methods, and SNAP customers like cogs in the machine. For Forage, specialty payments are our #1 priority — and that focus shows up in every metric.

Why you win with Forage

Built for EBT. Not bolted on.

Legacy processors treat EBT as one of dozens of payment methods, and SNAP customers like cogs in the machine. For Forage, specialty payments are our #1 priority — and that focus shows up in every metric.
Why you win with Forage

Built for EBT. Not bolted on.

Legacy processors treat EBT as one of dozens of payment methods, and SNAP customers like cogs in the machine. For Forage, specialty payments are our #1 priority — and that focus shows up in every metric.

Why you win with Forage

Built for EBT. Not bolted on.

Legacy processors treat EBT as one of dozens of payment methods, and SNAP customers like cogs in the machine. For Forage, specialty payments are our #1 priority — and that focus shows up in every metric.
Why you win with Forage

Built for EBT. Not bolted on.

Legacy processors treat EBT as one of dozens of payment methods, and SNAP customers like cogs in the machine. For Forage, specialty payments are our #1 priority — and that focus shows up in every metric.

Why you win with Forage

Built for EBT. Not bolted on.

Legacy processors treat EBT as one of dozens of payment methods, and SNAP customers like cogs in the machine. For Forage, specialty payments are our #1 priority — and that focus shows up in every metric.

Five-Nines Reliability

Five-Nines Reliability

99.999% uptime with automated downtime detection, p95 latency under 2 seconds, and real-time alerting — so you know about issues in minutes, not hours.

99.999% uptime with automated downtime detection, p95 latency under 2 seconds, and real-time alerting — so you know about issues in minutes, not hours.

+40% GOV recoverable through reliability alone

+40% GOV recoverable through reliability alone

Checkout That Converts

Checkout That Converts

Native PIN entry embedded directly in your checkout — no redirects, no popups. A familiar numpad UI reduces entry errors and keeps customers in flow.

Native PIN entry embedded directly in your checkout — no redirects, no popups. A familiar numpad UI reduces entry errors and keeps customers in flow.

5% conversion gap = $50M GOV at $1B annual volume

5% conversion gap = $50M GOV at $1B annual volume

Free Balance Checks

Free Balance Checks

Legacy processors charge per inquiry, so merchants turn it off. Forage offers balance checks free — and the impact is immediate: 38% fewer NSF errors, 61% fewer invalid PIN errors.

Legacy processors charge per inquiry, so merchants turn it off. Forage offers balance checks free — and the impact is immediate: 38% fewer NSF errors, 61% fewer invalid PIN errors.

38% ↓ NSF · 61% ↓ invalid PIN when enabled

38% ↓ NSF · 61% ↓ invalid PIN when enabled

Proactive Fraud Defense

Proactive Fraud Defense

Elevated invalid PIN rates signal PIN-guessing attacks. Forage's risk engine surfaces error 55, error 75, and repeat attempt patterns — feeding signals directly into your existing fraud stack.

Elevated invalid PIN rates signal PIN-guessing attacks. Forage's risk engine surfaces error 55, error 75, and repeat attempt patterns — feeding signals directly into your existing fraud stack.

Legacy processors report elevated chargeback rates — a pattern consistent with insufficient fraud detection

Legacy processors report elevated chargeback rates — a pattern consistent with insufficient fraud detection

Switching Is Fast & Easy

Switching Is Fast & Easy

Most teams expect a lengthy integration project. It isn't. Retailers on platform go live in as little as 2 days. For direct retailer integrations, expect about a week.

Most teams expect a lengthy integration project. It isn't. Retailers on platform go live in as little as 2 days. For direct retailer integrations, expect about a week.

As little as 2 days for platforms · ~1 week for direct retail

As little as 2 days for platforms · ~1 week for direct retail

Settlement & Reporting

Settlement & Reporting

100% accurate, on-time settlement. A self-serve dashboard with granular transaction data and configurable exports — your finance team won't need to file a support ticket to reconcile.

100% accurate, on-time settlement. A self-serve dashboard with granular transaction data and configurable exports — your finance team won't need to file a support ticket to reconcile.

"So much easier to use" — Dollar Tree E-Commerce Lead

"So much easier to use" — Dollar Tree E-Commerce Lead

Upgrade process

Go live inside of a week. Zero downtime.

If you're already processing EBT on DoorDash or Uber Eats, the hard work is done. Upgrading to Forage is a configuration change, not a new project.

Upgrade process

Go live inside of a week. Zero downtime.

If you're already processing EBT on DoorDash or Uber Eats, the hard work is done. Upgrading to Forage is a configuration change, not a new project.

Upgrade process

Go live inside of a week. Zero downtime.

If you're already processing EBT on DoorDash or Uber Eats, the hard work is done. Upgrading to Forage is a configuration change, not a new project.
Upgrade process

Go live inside of a week. Zero downtime.

If you're already processing EBT on DoorDash or Uber Eats, the hard work is done. Upgrading to Forage is a configuration change, not a new project.

Upgrade process

Go live inside of a week. Zero downtime.

If you're already processing EBT on DoorDash or Uber Eats, the hard work is done. Upgrading to Forage is a configuration change, not a new project.
Upgrade process

Go live inside of a week. Zero downtime.

If you're already processing EBT on DoorDash or Uber Eats, the hard work is done. Upgrading to Forage is a configuration change, not a new project.

Upgrade process

Go live inside of a week. Zero downtime.

If you're already processing EBT on DoorDash or Uber Eats, the hard work is done. Upgrading to Forage is a configuration change, not a new project.

01

01

01

Simple Contract

Simple Contract

One short agreement, written in plain language. No lengthy negotiation, no surprise clauses. Most retailers sign same-day.

One short agreement, written in plain language. No lengthy negotiation, no surprise clauses. Most retailers sign same-day.

Day 0

Day 0

Day 0

02

02

02

Confirm & Configure

Confirm & Configure

We confirm your platform eligibility, review your current setup, and configure Forage on your existing integration. No new SDK required.

We confirm your platform eligibility, review your current setup, and configure Forage on your existing integration. No new SDK required.

Less than a day

Less than a day

Less than a day

03

03

03

Go Live

Go Live

Your EBT checkout switches to Forage with zero downtime. Real-time monitoring confirms everything is working before your existing processor is fully deprecated.

Your EBT checkout switches to Forage with zero downtime. Real-time monitoring confirms everything is working before your existing processor is fully deprecated.

Day 1

Day 1

Day 1

Customer proof

The receipts speak for themselves

Customer proof

The receipts speak for themselves

Customer proof

The receipts speak for themselves

Customer proof

The receipts speak for themselves

Customer proof

The receipts speak for themselves

Customer proof

The receipts speak for themselves

Customer proof

The receipts speak for themselves

"You have no idea – this dashboard is so much easier to use and understand than the one we use with our existing processor. We are so glad you guys have such a well-laid-out interface."

"You have no idea – this dashboard is so much easier to use and understand than the one we use with our existing processor. We are so glad you guys have such a well-laid-out interface."

E-Commerce Lead, Dollar Tree Stores

E-Commerce Lead, Dollar Tree Stores

DOORDASH

DOORDASH

$110M

$110M

in recoverable EBT revenue identified across just one platform (assuming $1B in annual EBT volume).

in recoverable EBT revenue identified across just one platform (assuming $1B in annual EBT volume).

in recoverable EBT revenue identified across just one platform (assuming $1B in annual EBT volume).

RETAILERS

RETAILERS

<1 day

<1 day

Retailers already operating on Forage-integrated platforms like DoorDash and Uber Eats can switch processors and go live the same day.

Retailers already operating on Forage-integrated platforms like DoorDash and Uber Eats can switch processors and go live the same day.

Retailers already operating on Forage-integrated platforms like DoorDash and Uber Eats can switch processors and go live the same day.

BALANE CHECK PARTNERS

BALANE CHECK PARTNERS

38% / 61%

38% / 61%

Reduction in NSF errors and invalid PIN errors respectively — for merchants with Forage's free balance check enabled.

Reduction in NSF errors and invalid PIN errors respectively — for merchants with Forage's free balance check enabled.

Reduction in NSF errors and invalid PIN errors respectively — for merchants with Forage's free balance check enabled.

Stop leaving EBT revenue on the table

Stop leaving EBT revenue on the table

Stop leaving EBT revenue on the table

Tell us your EBT volume – we'll show you exactly what upgrading to Forage is worth.

Tell us your EBT volume – we'll show you exactly what upgrading to Forage is worth.

Tell us your EBT volume – we'll show you exactly what upgrading to Forage is worth.

What platforms are you looking to upgrade?

For Merchants

For Shoppers

Developers

Pricing

Company

Contact us

For Merchants

Online EBT Payments

In-Store EBT Payment

USDA-Approved

Customer Stories

Quick Start

API

FAQs

Status

For Shoppers

Forage App

Blog

How It Works

Download

Help

Company

About

Careers

Newsroom

Testimonials

Security

Contact

ALL SYSTEMS OPERATIONAL

Forage is equal opportunity. ©️ 2026 Forage Technology Corporation, Inc.

Privacy Policy

Terms of Use

Cookie Statement

For Merchants

Online EBT Payments

In-Store EBT Payment

USDA-Approved

Customer Stories

Quick Start

API

FAQs

Status

For Shoppers

Forage App

Blog

How It Works

Download

Help

Company

About

Careers

Newsroom

Testimonials

Security

Contact

ALL SYSTEMS OPERATIONAL

Forage is equal opportunity. ©️ 2026 Forage Technology Corporation, Inc.

Privacy Policy

Terms of Use

Cookie Statement

For Merchants

Online EBT Payments

In-Store EBT Payment

USDA-Approved

Customer Stories

Quick Start

API

FAQs

Status

For Shoppers

Forage App

Blog

How It Works

Download

Help

Company

About

Careers

Newsroom

Testimonials

Security

Contact

ALL SYSTEMS OPERATIONAL

Forage is equal opportunity. ©️ 2026 Forage Technology Corporation, Inc.

Privacy Policy

Terms of Use

Cookie Statement

For Merchants

Online EBT Payments

In-Store EBT Payment

USDA-Approved

Customer Stories

Quick Start

API

FAQs

Status

For Shoppers

Forage App

Blog

How It Works

Download

Help

Company

About

Careers

Newsroom

Testimonials

Security

Contact

ALL SYSTEMS OPERATIONAL

Forage is equal opportunity. ©️ 2026 Forage Technology Corporation, Inc.

Privacy Policy

Terms of Use

Cookie Statement

For Merchants

Online EBT Payments

In-Store EBT Payment

USDA-Approved

Customer Stories

Quick Start

API

FAQs

Status

For Shoppers

Forage App

Blog

How It Works

Download

Help

Company

About

Careers

Newsroom

Testimonials

Security

Contact

ALL SYSTEMS OPERATIONAL

Forage is equal opportunity. ©️ 2026 Forage Technology Corporation, Inc.

Privacy Policy

Terms of Use

Cookie Statement

For Merchants

Online EBT Payments

In-Store EBT Payment

USDA-Approved

Customer Stories

Quick Start

API

FAQs

Status

For Shoppers

Forage App

Blog

How It Works

Download

Help

Company

About

Careers

Newsroom

Testimonials

Security

Contact

ALL SYSTEMS OPERATIONAL

Forage is equal opportunity. ©️ 2026 Forage Technology Corporation, Inc.

Privacy Policy

Terms of Use

Cookie Statement

For Merchants

Online EBT Payments

In-Store EBT Payment

USDA-Approved

Customer Stories

Quick Start

API

FAQs

Status

For Shoppers

Forage App

Blog

How It Works

Download

Help

Company

About

Careers

Newsroom

Testimonials

Security

Contact

ALL SYSTEMS OPERATIONAL

Forage is equal opportunity. ©️ 2026 Forage Technology Corporation, Inc.

Privacy Policy

Terms of Use

Cookie Statement